Here's a table to quickly make up competent characters. Just choose or roll for three traits and let your imagination do the rest.
| d100 | Adjective | Career | Skill | 
|---|
 | 1 | Agile | Actor | Acrobacy | 
 | 2 | Alert | Alchemist | Anatomy | 
 | 3 | Athletic | Animal Trainer | Animal Handling | 
 | 4 | Beautiful | Apothecary | Appraisal | 
 | 5 | Bloodthirsty | Archivist | Archeology | 
 | 6 | Brave | Arsonist | Archery | 
 | 7 | Brawny | Artist | Architecture | 
 | 8 | Calm | Assassin | Artillery | 
 | 9 | Careful | Bandit | Astrology | 
 | 10 | Charming | Barbarian | Astronomy | 
 | 11 | Clever | Barber-Surgeon | Axe Murder | 
 | 12 | Confident | Bard | Bluffing | 
 | 13 | Cunning | Beggar | Blunt Weapons | 
 | 14 | Deceitful | Black Marketeer | Botany | 
 | 15 | Defiant | Blacksmith | Brawling | 
 | 16 | Deft | Burglar | Brewing | 
 | 17 | Destructive | Butcher | Bushcraft | 
 | 18 | Determined | Cannibal | Calligraphy | 
 | 19 | Dextrous | Chirurgeon | Camouflage | 
 | 20 | Disciplined | Clerk | Carousing | 
 | 21 | Educated | Clockmaker | Carpentry | 
 | 22 | Erudite | Coachman | Cartography | 
 | 23 | Fast | Con Artist | Chariot Driving | 
 | 24 | Fearless | Contortionist | Climbing | 
 | 25 | Fierce | Cook | Close Quarters Combat | 
 | 26 | Flexible | Cultist | Cooking | 
 | 27 | Focused | Cutpurse | Dancing | 
 | 28 | Forceful | Deserter | Deciphering | 
 | 29 | Friendly | Diplomat | Delving | 
 | 30 | Furtive | Drug Dealer | Disguise | 
 | 31 | Gourmet | Drunkard | Deep Diving | 
 | 32 | Graceful | Exorcist | Dodging | 
 | 33 | Hardy | Faith Healer | Duelling | 
 | 34 | Healthy | Falconer | Dungeoneering | 
 | 35 | Helpful | False Prophet | Escaping | 
 | 36 | Heroic | Firefighter | Etiquette | 
 | 37 | Hulking | Forester | Evasion | 
 | 38 | Inconscpicous | Fortune Teller | Exotic Weapons | 
 | 39 | Indomitable | Gambler | Farming | 
 | 40 | Industrious | Gladiator | Fencing | 
 | 41 | Ingenious | Goldsmith | Fishing | 
 | 42 | Iron-Willed | Graverobber | Fisticuffs | 
 | 43 | Likable | Guard | Fletching | 
 | 44 | Limber | Haruspex | Foraging | 
 | 45 | Lithe | Herald | Forgery | 
 | 46 | Lucky | Herbalist | Gambling | 
 | 47 | Malicious | Hermit | Grappling | 
 | 48 | Manipulative | Hunter | Haggling | 
 | 49 | Mighty | Inquisitor | Hiding | 
 | 50 | Muscular | Inventor | History | 
 | 51 | Mysterious | Jailor | Husbandry | 
 | 52 | Nimble | Jester | Impersonation | 
 | 53 | Paranoid | Lawyer | Interrogation | 
 | 54 | Plucky | Librarian | Intimidation | 
 | 55 | Poised | Locksmith | Juggling | 
 | 56 | Pure | Lumberjack | Jumping | 
 | 57 | Quick | Marksman | Jury-Rigging | 
 | 58 | Quiet | Martial Artist | Kickboxing | 
 | 59 | Resilient | Mercenary | Knife Fighting | 
 | 60 | Resolute | Merchant | Larceny | 
 | 61 | Robust | Messanger | Leadership | 
 | 62 | Rugged | Miner | Linguistics | 
 | 63 | Sagacious | Monk/Nun | Long-Distance Running | 
 | 64 | Savage | Perfumer | Lying | 
 | 65 | Savvy | Philosopher | Medicine | 
 | 66 | Scary | Pirate | Mountaineering | 
 | 67 | Shifty | Plague Doctor | Music | 
 | 68 | Shrewd | Poacher | Navigation | 
 | 69 | Sinewy | Poisoner | Occultism | 
 | 70 | Slippery | Politician | Oration | 
 | 71 | Sly | Porter | Performance | 
 | 72 | Sneaky | Priest/ess | Pickpocketing | 
 | 73 | Sociable | Prisoner | Pole Weapons | 
 | 74 | Spiteful | Prostitute | Ranged Weapons | 
 | 75 | Spry | Pugilist | Riding | 
 | 76 | Spunky | Rat Catcher | Runecraft | 
 | 77 | Stalwart | Sailor | Sabotage | 
 | 78 | Statuesque | Scholar | Sailing | 
 | 79 | Steadfast | Scribe | Scouting | 
 | 80 | Stealthy | Shepherd | Searching | 
 | 81 | Stout | Slaver | Seduction | 
 | 82 | Streetwise | Smuggler | Shadowing | 
 | 83 | Strong | Soldier | Siege Weapons | 
 | 84 | Strong-Minded | Spy | Singing | 
 | 85 | Stubborn | Squire | Slaying | 
 | 86 | Sultry | Stalker | Sleight of Hand | 
 | 87 | Swift | Steward | Speleology | 
 | 88 | Tall | Storyteller | Sprinting | 
 | 89 | Tenatious | Street Magician | Stick Fighting | 
 | 90 | Tireless | Swashbuckler | Subterfuge | 
 | 91 | Tough | Tax Collector | Survival | 
 | 92 | Trustworthy | Taxidermist | Swimming | 
 | 93 | Underestimated | Thief | Swordplay | 
 | 94 | Versatile | Thug | Tactics | 
 | 95 | Vigilant | Torturer | Thievery | 
 | 96 | Violent | Trapper | Throwing | 
 | 97 | Well-Travelled | Trickster | Tinkering | 
 | 98 | Willowly | Undertaker | Tracking | 
 | 99 | Wise | Vagrant | Unarmed Combat | 
 | 100 | Zealous | Wet Nurse | Wrestling |